I would also vote to have Apple Pay as an option through BBMS or Net Community. With the advancements in technology many people are utilizing different electronic methods of making payments. This would make donations much easier for the donors thus possibly increasing number of donations.

I would vote for customized pay methods. We track our pay methods in gift code because our business office wants to break down by ACH, JE transfer, payroll deduction, etc. so we end up putting all info here rather than pay method.